Car accidents are overwhelming, leaving the victim with injuries, damage to property, and financial burden. In Connecticut, as in other states, familiarizing yourself with the legal system and how insurance works can significantly impact the determination of your case. Knowing what to do helps you get through this stressful experience better.
By reaching out to Connecticut car accident lawyers, victims can make sure that they get the compensation they are entitled to.
Here are some tips to handle the aftermath of the accident.
Seek Medical Attention Immediately
No matter how minor you think your injuries are, it is extremely important to go see a doctor after being in a car accident. Connecticut statute mandates that you report your injury to your insurance provider and, potentially, even provide medical documentation when making a claim.
In some cases, injuries could not be seen at first glance, such as whiplash or internal wounds, and having a medical professional evaluate your condition will help secure the proper documentation.
Report the Accident to the Police
In Connecticut, you must report the accident to the police in case of an injury or damage to property over $1,000. A police report is important because it creates an official record of the accident, including statements, evidence, and sometimes even the officer’s opinion regarding fault.
When you contact the police, make sure to:
- Take note of the report number
- Request a copy of the report for your records
- Get the names and badge numbers of the officers involved
Exchange Information and Gather Evidence
Gathering information at the scene of the accident is essential for supporting your claim. Ensure that you exchange:
- Names, addresses, and phone numbers of all drivers and witnesses
- Driver’s license numbers and license plate numbers
- Insurance policy information
- Make, model, and year of the involved vehicles
Photograph the accident scene, including vehicle damage, the surrounding environment, skid marks, and identifiable injuries.
Understand Connecticut’s Comparative Fault Laws
Connecticut has a comparative fault doctrine, where if you are considered to be partially responsible for the accident, your compensation will be decreased according to the percentage of responsibility. If you are determined to be 51% or more to blame, you might not be able to collect damages. But if you are less than 50% responsible, you can recover compensation, but it will be proportional.
Dealing with Insurance Companies
Dealing with insurance claims is perhaps the most difficult part of car accident handling. Insurance companies normally try to pay out as little as possible, so one has to be prepared. Some advice includes:
- Report the accident to your insurance provider immediately
- Do not provide a recorded statement to the at-fault driver’s insurance company without consulting your lawyer first
- Keep track of all expenses related to the accident, including medical bills, repair costs, and lost wages
A skilled lawyer can handle negotiations with insurance providers on your behalf, making sure that you will not get any less than your entitlement.
Conclusion
Life after a Connecticut car accident may be complicated and stressful. It involves comprehension of your rights pursuant to the state’s comparative fault laws and engagement with insurance carriers, both requirements that call for meticulous attention.
